Course 1 : Before Filing  
Pre-filing Bankruptcy Counseling

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MoneySharp Inc. has been approved by the Executive Office for U.S. Trustees to issue pre-bankruptcy credit counseling certificates in compliance with the bankruptcy code.*
MoneySharp Inc. has a team of trained counselors who will work one-on-one with you to create a detailed personal financial assessment. After you have completed your online course, the counselor will provide you with a budget analysis, an analysis of your current financial condition, an outline of available counseling opportunities to resolve your credit problems and guidance in developing a plan to respond to your problems without incurring negative amortization of debt.
Our online course will take you through all of the components of a typical credit counseling session. Upon completion of the bankruptcy counseling session, you will be issued a certificate of participation. This certificate will allow you to proceed with the bankruptcy process. It is our desire to make this delivery process as smooth and efficient as possible.
Attorneys learn how MoneySharp Inc. can help you, help your clients.
The fee for the on-line pre-filing bankruptcy counseling session or the on-line post-filing Debtor Education course is $10. The $10 fee is good for either a single filer or joint filers if both attend the same session.


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How to save money
Money Sharp grants fee reductions to individuals demonstrating a current household income less than 150 percent of the poverty guidelines in effect, as published by the U.S. Department of Health and Human Services (DHHS), for a household or family of their size. Fee reductions are determined using the client's household finances. Fee reductions are automatically determined during credit counseling and there is no separate application. Clients with a household income below the poverty guidelines qualify for a full fee waiver. Use the fee waiver for here to apply for an upfront fee reduction or waiver.
MoneySharp will also waive the bankruptcy pre-filing counseling/ debtor education fee for debtors who are veterans, active or inactive servicemen and women of the United States selective services. Please call our office to receive this special waiver. Learn More
Contact for additional information or to apply for services: 1-866-200-6825
* Approval does not endorse or assure the quality of an agency’s services.